Financing Solutions
Access exclusive financing programs and creative solutions. We connect you with preferred lenders and help you find the right path to homeownership or investment, including 0% down options for qualified buyers.
Our Preferred Lenders
Premier Home Bank
Conventional & FHA
Rates starting at
From 6.5%
- Competitive rates
- Fast approval
- Local service
Wealth Mortgage
Portfolio & Investment
Rates starting at
From 7.2%
- 0% down options
- Multi-property
- Fast close
VA Excellence Loans
VA & Military
Rates starting at
0% down
- VA loans
- No PMI
- Veteran support
Physician's Lending
Doctor & Professional
Rates starting at
0% down
- MD/DDS loans
- High debt-to-income
- Professional lending
These partnerships allow us to negotiate better rates and terms for our clients.
Our Preferred Mortgage Brokers
Teddy Moosa
Branch Manager
Direct:
Cell:
Address:
5201 Tennyson Pkwy #256 Plano, TX 75024
- NMLS: 1690136, 1566096
- DRE: 02022356
- westcapitallending.com
Dan Ali
CEO at ALI Team | InstaMortgage
Direct:
Cell:
Email:
Address:
Suite 205 4400 TX-121 Lewisville TX 75056
Sal Ali
Director of Operations at Ali Team | Powered by InstaMortgage
Direct:
Cell:
Email:
Address:
Suite 205A 4400 TX-121 The Colony TX 75056 United States
Financing Programs
Conventional Loans
Traditional 15 or 30-year mortgages with standard down payments. Typically the most common path with excellent rates.
- 3-20% down
- 6-7% rate range
- Standard credit requirements
VA Loans (0% Down)
Exclusive for military veterans and active duty service members. No down payment required, no PMI, and competitive rates.
- 0% down payment
- No PMI
- Veteran exclusivity
- Funding fee available
Doctor Loans (0% Down)
Specialized financing for physicians, dentists, and other professionals. Designed to accommodate higher debt-to-income ratios.
- 0% down for qualified MDs/DDS
- Higher DTI allowance
- Student loan flexibility
FHA Loans
Government-backed loans with lower credit requirements and smaller down payments, ideal for first-time homebuyers.
- 3.5% down
- Lower credit scores accepted
- First-time buyer friendly
Creative Financing Options
Not all purchases fit traditional loan products. We help explore alternative strategies to make your real estate goals achievable.
Seller Financing
In some cases, sellers are willing to finance part of the purchase, reducing your need for traditional mortgage amounts.
1031 Exchange
Strategic tax-deferred exchanges for investors looking to upgrade or diversify their real estate portfolio.
Bridge Loans
Short-term financing to bridge the gap between purchasing a new home and selling your current property.
Portfolio Loans
Non-traditional loans kept in lender’s portfolio for unique borrowers who don’t fit conventional profiles.
Home Equity Lines
Leverage existing equity to fund down payments or renovations on your next investment property.
Co-Signer Options
If needed, bring family members into your loan to strengthen your application and credit profile.
How We Help With Financing
- Pre-Approval Strategy
We connect you with the right lender and help optimize your financial profile before you shop
- Program Matching
VA loan? Doctor loan? We identify the program you qualify for and maximize your benefits.
- Rate Negotiation
Our relationships with preferred lenders allow us to negotiate better rates and terms for you.
- Creative Solutions
When traditional financing doesn’t fit, we explore alternative strategies tailored to your situation.